Research Symposium
25th annual Undergraduate Research Symposium, April 1, 2025
Danielle Epstein Poster Session 2: 10:45 am - 11:45 am/ Poster #64

BIO
I’m a sophomore majoring in biology on a pre-health track. I’m from Fort Myers, Florida and enjoy spending time at the beach and swimming when I’m at home. I hope to continue my research on this project with my research mentor and co-presenter to solidify and further our findings.
Insurance Impacts on Patient and Provider Medical Decision-Making
Authors: Danielle Epstein, Matilda VeveraStudent Major: Biological Sciences
Mentor: Matilda Vevera
Mentor's Department: Marketing Mentor's College: College of Business Co-Presenters: Chelsea Le
Abstract
Insurance, an influential and established institution in the medical market,
has been studied deeply for its' economic effects on consumer decision-
making. However, the social impact of insurance on the decision-making
process between medical providers and consumers has not been
considered in depth. This paper adds to the existing literature by showing
that insurance may be acting as a signal and recommender of what medical
care is appropriate and acceptable for patients beyond its role as a
financial entity.
Keywords: Medical Decision-Making, Insurance, Heuristics